[Submitted on 30 Sep 2026]
Title:TauIndianBankBench: Procedure-Aware, Action-Oriented Evaluation of Tool-Using Conversational Agents
View a PDF of the paper titled TauIndianBankBench: Procedure-Aware, Action-Oriented Evaluation of Tool-Using Conversational Agents, by Krishanu Adhikary and 1 other authors
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Abstract:Many Indian banks serve customers through FAQ pages and scripted chatbots. Assistants based on language models could respond faster and carry out requests such as blocking a card, but only if they give correct information and follow the bank's rules. These rules prescribe a procedure, a set of required steps, such as obtaining a closure quote before closing a deposit. Adapting models to this domain requires measuring how well they follow the procedure, before and after training. Benchmarks usually judge only the records left at the end of a conversation. Many required steps, however, leave the records unchanged, so an assistant that skips them can still be judged successful. We present TauIndianBankBench, an action-oriented benchmark of 1,000 Indian retail-banking tasks where an assistant helps a simulated customer. Besides the final records, it checks that the assistant took every required step and made no unrequested change. For every model, 6.5-12.0% of sessions are judged successful when only the final records are checked, although the assistant skipped a required step or made an unrequested change. Scoring both procedure and outcome shows more accurately how well language models perform in Indian retail banking.
Comments: 15 pages, 6 figures, 14 tables. Code: this https URL data: this https URL
Subjects:
Computation and Language (cs.CL); Artificial Intelligence (cs.AI)
Cite as: arXiv:2610.30161 [cs.CL]
(or arXiv:2610.30161v1 [cs.CL] for this version)
https://doi.org/10.48550/arXiv.2610.30161
arXiv-issued DOI via DataCite
Submission history
From: Prashant Devadiga [view email] [v1] Wed, 30 Sep 2026 15:16:21 UTC (272 KB)
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