Show HN: Zenly – Investment research platform built around a quality/value score

Zenly Financial - Portfolio Tracker & Research Tool

Every brokerage · one picture

Invest with a clear mind.

Every account you own, in one complete picture — what you hold, what it earns, and what deserves your attention next.

Get started → See how it works

Live broker sync 4,000+ stocks scored AI portfolio reviews

Dividend collector or quality compounder, factor investor or stock picker — if you manage your own money, Zenly is built for you.

Dividend income Quality screening Index investing

The Zen Score

Every fundamental that matters. One honest number.

A composite score of uncorrelated fundamentals — each one historically proven to separate market leaders from the rest — resolved into a single answer: is this worth owning?

Our thesis — you can beat the market without taking additional risk. The strategy is simple: high-quality companies at fair prices.

How the Zen Score is calculated →

tap a ticker

Microsoft Corp.

MSFT · Technology

STRONG BUY

— Zen Score

High-conviction compounder

Exceptional quality with a durable growth runway. Valuation sits within range of its long-term earnings power.

Quality

—

Growth

—

Valuation

—

Capital return

—

ROIC

—

FCF yield

—

5Y rev CAGR

—

PEG ratio

—

Your portfolio

Know exactly what you own.

Connect once. Every account, every broker, every currency — in one view that stays in sync.

Sector exposureAll accounts · look-through

Technology

38%

Financials

16%

Healthcare

12%

Consumer

11%

Industrials

9%

Other

14%

Geography

US 71% Developed intl 19% Emerging 10%

Overlap detected VTI and VOO overlap 84% — two funds holding nearly the same market. Zenly flags it so you diversify on purpose.

Projected annual incomeForward 12 months

$4,812 /yr

+12.4% vs last year · avg $401/month

Upcoming payments

SCHDJul 24 · quarterly$186.40

JNJAug 12 · quarterly$94.20

OAug 15 · monthly$31.75

MSFTSep 11 · quarterly$58.10

Yield 2.4% Yield on cost 3.1% Payout growth 5Y +9.8%

Total return · 3 yearsTime-weighted

Your portfolio +64.2% S&P 500 +51.8%

Best year

+28.4%

Max drawdown

−18.6%

vs S&P 500

+12.4pp

Synced 2 min ago3 accounts · 2 brokers

AI advisor

An advisor that has actually read your portfolio.

Not generic tips — a structured review of your real holdings: what's working, what's concentrated, and what quietly needs attention.

Portfolio review

Generated from your live holdings

AI analysis

Strengths

Factor tilts exposure is well-diversified across value, size, and momentum.

The core is anchored by high-ROIC compounders with durable moats and consistent buybacks.

Dividend income is well-laddered: 2.4% yield, low overlap between payers.

Areas to watch

Technology weight reached 41% — meaningful drawdown risk in rate-sensitive stretches.

You are 94% US-domiciled. A developed-international tilt would cut concentration risk.

Beta of 1.14 amplifies market swings — consider a defensive sleeve.

AI-generated analysis is for informational purposes only and does not constitute financial advice. Always conduct your own research before making investment decisions.

Research

From idea to conviction, without leaving the app.

A screener built on the metrics that matter — and the tools to pressure-test an idea before it costs you money.

Screener

Quality growers Safe dividends Great price Explosive growth Returning capital

8,412 securities

Ticker Zen Score PEG 5Y revenue FCF margin ROIC

NVDA

NVIDIA Corporation

910.9+56.3%45.9%76.4%

MSFT

Microsoft Corp.

871.8+15.1%26.3%42.1%

AAPL

Apple Inc.

842.1+9.8%28.8%58.7%

ASML

ASML Holding N.V.

821.6+18.9%27.5%39.2%

V

Visa Inc.

811.9+10.7%52.9%26.8%

Showing 5 of 8,412 · sorted by Zen Score · illustrative data

The toolkit

Test the idea before you fund it.

Backtest lab

Prove it before you buy it.

Run any strategy against real market history — equity curve, CAGR, max drawdown, Sharpe, benchmarked against the S&P 500.

Strategy +18.2%/yr S&P 500 +12.1%/yr Max DD −24% vs −34%

Illustrative · past performance ≠ future results

Strategy simulator

Rehearse the trade, risk-free.

Model a change before you make it — see how adding or trimming a position shifts your fundamentals, exposure, and risk.

Tech weight

41 → 33%

Income /yr

+$614

Beta

1.14 → 0.98

Deep dive

Fundamentals, finally visual.

Revenue, EPS, share count, ROIC, and full dividend history for any ticker — drawn as charts, not spreadsheets. Open any ETF to see what's inside it.

Pre-built portfolios

Don't start from scratch.

Curated templates — dividend income, all-weather, high growth. Adopt one outright or borrow the pieces that fit your plan.

Getting started

Three steps, about five minutes.

01 / CONNECT

Link your brokerage.

Secure, read-only connections to every major brokerage via SnapTrade — or upload your holdings and let the AI reader parse them.

02 / UNDERSTAND

Your full picture appears.

Exposure, income, performance, and net-worth history — assembled automatically on every sync, across every account.

03 / DECIDE

Act with conviction.

Research with the Zen Score, screen for your strategy, backtest it against history, and get an AI second opinion.

Works on your phone — install Zenly straight from the browser, no app store needed.

Everything included. Nothing gated.

One plan, every feature — broker sync, Zen Score, AI advisor, stock analysis, screener, backtesting.

$5

per month

14 days free Try every feature first. No credit card up front.

No tiers One plan. No upsells, no locked features.

Cancel anytime In two clicks.

Start your free trial → No credit card required · then $5/month · cancel whenever you like

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