Meet Warren 3.0

Meet Warren: It's time to *talk* about your money | Product Hunt

It's time to *talk* about your money

310 followers

It's time to *talk* about your money

310 followers

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Financial planning

Warren is AI agent that helps you build a long term financial plan for your future. For Free. In 10 minutes. From your sofa.

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This is the 4th launch from Meet Warren. View more

Meet Warren 3.0

Launching today

Your voice-supported AI financial planning partner

One voice conversation. Free financial plan.

We built Warren because financial planning was broken for anyone without a six-figure portfolio. IFAs charge £200/hr. Spreadsheets go stale. Generic apps tell you what you already know.

Warren shows you two futures: what happens if you do nothing and what changes if you act. Then Warren gives you a set of next steps, tracks your progress, and monitors your plan against economic changes.

Join 3K+ Brits already using Warren. 10 mins to start.

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Launch tags:Fintech•Artificial Intelligence•Personal Finance

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Reviews

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Maker

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Hey Product Hunt 👋

I'm Dima, founder of Meet Warren.

I built Warren because I couldn't get a straight answer to a simple question: will I be okay, financially?

I wasn’t looking for an advisor. I just wanted to see my actual financial picture: what happens if I keep going like this, what changes if I make different decisions.

That tool didn’t exist for people like me, so we built it.

Warren is for people at critical financial turning points. A new job, first home, growing family, approaching retirement. We help you understand what your future actually looks like, without needing an advisor or an hour to spare.

Warren 3.0 is a complete rebuild. The core is a new financial model that’s more accurate and fully transparent, and actually editable. You can see every assumption and change any of them. Warren explains its logic on demand. No black box.

And once your plan exists, Warren runs in the background. It checks your plan against changes in the economy, news, and your own progress. Then it emails you only when something actually matters.

We’ve now built 3,000+ plans across the UK: What we found: 1 in 3 people planning for retirement are set to fall short by £258,000. Only 1 in 16 users feels confident about money before talking to Warren. This is why the product exists.

Would love your honest feedback: what works, what's confusing, what you'd change. I'll be here all day.

Start your plan for free: https://meetwarren.co.uk/

Dima

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1d ago

I've used 'Meet Warren' several times and have been very impressed. The setup/onboarding felt very natural (I loved that I could just talk naturally), and the advice I received was really not much different from that of a far more expensive Independent Financial Advisor. I'd recommend it to anybody who wants to get a handle on where they are at financially, and where they might be in a year, five years, or twenty years. Its a brilliant tool to aid anyone wishing to plan their financial future.

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5h ago

Maker

@alex_mann7 Thank you for the kind words! Though, of course, Warren does not stray into regulated financial advice, it's much more a planning and guidance tool to help you feel more confident and informed to make your own decisions.

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4h ago

The “two futures” framing is really clear. Most finance tools show numbers, but not the actual consequence of doing nothing vs changing course. How does Warren handle assumptions like inflation, salary growth, or house prices when users edit the plan?

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4h ago

Maker

@farrukh_butt1 Yes, this was a massive request from our users - clearly explain the "why" of the plan.

https://meetwarren.co.uk/publications/how-we-built-warrens-cashflow-engine - all the maths is handled via our deterministic engine that the user can use directly in the UI and that Warren can also plug into our of the box

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3h ago

The "one voice conversation instead of a form" call is the part I'd have bet on too. I build voice AI in a different corner (daily check-in calls for older adults), and what surprised me most was how much more people volunteer out loud than they ever type into a field, especially about money. The "approaching retirement" moment you listed is exactly where I see that gap. Question for you, Dima: how are you handling turn-taking when someone trails off or needs a long pause to think through a number? Did you tune the endpointing yourselves, and what latency are you landing on for the back-and-forth to still feel like a real conversation?

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6h ago

Maker

@igorgurovich Exactly right! Voice just 'feels' different even if the pure information being exchanged is the same. We invested a lot of time into getting turn-taking right, though it's a bit of an art as well, of course. If you pause, Warren will wait (up to a point). Overall, latency optimisation has been a big deal, we land at sub-second is what you need to make it usable (ie no point shipping if >1s delay). Once we got there, now it's just faster = better and we try to improve all the time (the ecosystem of voice AI infra is advancing so fast, we re-engineer our stack basically monthly).

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4h ago

I used Warren as my financial planning partner. Having used several IFAs before the ease with which I could set up a plan with Warren by having a chat between meetings was a wow moment. I speak to Warren at least once a week to check if I am still on track for my financial goals as the world around us gets more crazy.

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6h ago

Maker

@olly_betts1 Exactly right, voice chatting really stood out when we were building as the thing that makes the exprience click. Glad you like it!

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4h ago

I was super fed up with a lot of budgeting apps that were overly reliant on janky Plaid data. I just didn’t feel like they understood my actual financial situation. I have been using Warren for the past month and finding it to be a really useful tool for long term planning.

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3h ago

This is cool. Does Warren handle scenario planning for freelancer retirement accounts like SEP-IRA?

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2h ago

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