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FinSkillBench: Evaluating AI Agents and Domain Skills for Investment Management

arXiv:2608.18099v1 Announce Type: new Abstract: Investment management is a high-stakes domain in which agentic AI systems must do more than generate plausible text. They must retrieve point-in-time data, assemble correct computational inputs, invoke specialized methods, and produce auditable structured outputs. We introduce FinSkillBench, an evaluation suite designed to measure whether language model agents can effectively use financial domain skills to solve investment management tasks. The benchmark spans three domains, portfolio construction, risk management, and fundamental analysis, and includes 12 subtasks with 2,603 task episodes. Each episode provides point-in-time inputs, hidden ground truth, and a task-specific verifier.We compare three conditions: no skill, curated skill packages consisting of procedural documents and executable components, and self-generated skills in which the agent writes and reuses its own procedures within an episode. Across 9 models and a large-scale evaluation, curated skills consistently improve performance, raising mean scores from 0.366 to 0.528, with the largest gains in portfolio construction and risk management. In contrast, self-generated skills provide little benefit despite higher computational cost. An independent evaluation using a separate agent framework (Hermes Agent, 8 models, 5,280 episodes total) reproduces the directional pattern across all three domains, with the magnitude of skill effects varying by subtask and harness. These results showthat in investment management agents, access to reliable procedural skills can be as important as model choice, while naive self-generation of skills is often ineffective. We release the benchmark, evaluation tools, curated skill packages, and full trajectories to support further research.

SourcearXiv AIAuthor: Jermyn Zhen Yong Bek, Zhuang Qiang Bok, Zhongtian Sun

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[Submitted on 9 Jun 2026]

Title:FinSkillBench: Evaluating AI Agents and Domain Skills for Investment Management

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Abstract:Investment management is a high-stakes domain in which agentic AI systems must do more than generate plausible text. They must retrieve point-in-time data, assemble correct computational inputs, invoke specialized methods, and produce auditable structured outputs. We introduce FinSkillBench, an evaluation suite designed to measure whether language model agents can effectively use financial domain skills to solve investment management tasks. The benchmark spans three domains, portfolio construction, risk management, and fundamental analysis, and includes 12 subtasks with 2,603 task episodes.

Each episode provides point-in-time inputs, hidden ground truth, and a task-specific this http URL compare three conditions: no skill, curated skill packages consisting of procedural documents and executable components, and self-generated skills in which the agent writes and reuses its own procedures within an episode. Across 9 models and a large-scale evaluation, curated skills consistently improve performance, raising mean scores from 0.366 to 0.528, with the largest gains in portfolio construction and risk management.

In contrast, self-generated skills provide little benefit despite higher computational cost. An independent evaluation using a separate agent framework (Hermes Agent, 8 models, 5,280 episodes total) reproduces the directional pattern across all three domains, with the magnitude of skill effects varying by subtask and harness.

These results showthat in investment management agents, access to reliable procedural skills can be as important as model choice, while naive self-generation of skills is often ineffective. We release the benchmark, evaluation tools, curated skill packages, and full trajectories to support further research.

Subjects:

Artificial Intelligence (cs.AI); Portfolio Management (q-fin.PM)

Cite as: arXiv:2608.18099 [cs.AI]

(or arXiv:2608.18099v1 [cs.AI] for this version)

https://doi.org/10.48550/arXiv.2608.18099

arXiv-issued DOI via DataCite

Submission history

From: Zhuang Qiang Bok [view email] [v1] Tue, 9 Jun 2026 07:40:39 UTC (38 KB)

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