AI driven analysis of brokerage account fees in the UK
FeeSorted is an experimental AI-driven platform that analyzes publicly available fee schedules from UK investment platforms to build models and run scenarios, providing cost comparison for consumer transparency. It covers account fees, trading fees, fund fees, FX charges, and cash interest gaps. Independent and self-funded, it does not give financial advice.
An experimental, AI-driven, analysis of investment platform fees
Cut through the weeds of investment account fees
Investment platforms charge for what you do — trading, converting currencies, leaving cash uninvested. Some charges are clearly listed, whilst others are buried in the small print, or scattered across their website. FeeSorted is an experimental, AI-driven, analysis of each provider's publicly published fee schedule, with scenarios designed to provide consumers with price transaparency in a complex market. Information only, not financial advice.
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Who this is useful for
Even a well meaning presentation of fees would remain difficult to understand
The nature of investment and savings accounts mean that there are many edge cases where fees can accrue, and in difficult to predict ways. A decision on which account to choose is often also a function of personal circumstances.
Cash interest
Some providers pay little or no interest on uninvested cash. If your balance sits idle for months, that's effectively a fee — just not one labelled as such.
Foreign exchange
Buying overseas investments often triggers a currency conversion charge of up to 1.5% per trade. A "low fee" platform can become an expensive one once FX is included.
Market exchange fees
Some providers bundle exchange fees within their own fee structure, whilst others charge you a lower fee themselves whilst passing on exchange fees.
Pricing structures
Providers often charge differently depending on things like trading frequency, portfolio size, or whether you opt for higher vs lower monthly fees. This makes understanding what cheapest for your circumstances important and challenging.
How FeeSorted works
From messy fee schedules to comparable scenarios
We turn each provider's published fee structure into a model, then run that model against the kinds of investors people actually are (what we call "scenarios").
01
Read the fee schedule
We start from each provider's publicly published charges and turn them into consistent rules — account fees, dealing fees, fund fees, FX, cash-interest gaps and tier breakpoints.
02
Build a custom model
For each provider and plan, we build a custom model of its fee structure — how charges accrue through time and across different investor behaviours, so the same rules can be applied to any scenario without losing the quirks of that specific provider.
03
Run realistic scenarios
We run each custom model against saver profiles representing different portfolio sizes, account wrappers (ISA, SIPP, GIA, LISA, JISA), trading frequencies, cash holdings, and exposures to overseas investments — to estimate a realistic, comparable annual fee.
04
Present easily comparable estimates
The comparison page shows providers side by side across some common saver profiles. Just sort the table.
About
Who are FeeSorted
FeeSorted is an experimental, AI-driven analysis of UK investment platform fees, run independently by FeeSorted Limited. We compare cost — not customer service, broker solvency, app quality, investment range, market access, or research tools. Use it as one input alongside the things that matter to you.
Independent
Self-funded. No commissions, no affiliate links, no paid placements, no commercial relationships with any platform. Rankings reflect publicly published fee schedules — nothing else influences what is shown.
Experimental and AI-driven
We use AI to read complex fee schedules and turn them into consistent, comparable rules. The output is a model based on published terms, not a guaranteed quote. Mistakes are possible — verify with the provider before acting on any figure.
Information only, not advice
FeeSorted Limited is not authorised or regulated by the Financial Conduct Authority, and does not intend to be. We don't give financial advice or make personal recommendations. For advice tailored to your circumstances, speak to an FCA-authorised financial adviser.
Important reminder
Figures may contain mistakes. Always check each provider's current terms before opening, transferring, or moving money. Full disclosures are on the terms, privacy & legal page.
For everything else
Where to look for help
For everything FeeSorted does not cover — verifying a platform is authorised, getting free impartial guidance, and understanding what is protected if a UK firm fails — these statutory UK destinations are the right starting points.
FCA Register
Before trusting any platform or adviser with your money, search the FCA Register to confirm they are authorised by the Financial Conduct Authority to do business in the UK.
Open the FCA Register →
FSCS
If an authorised UK firm goes out of business, the Financial Services Compensation Scheme can pay eligible customers up to £85,000 per person per firm for investments. Check what is protected before opening an account.
Visit FSCS →
MoneyHelper
Free, impartial money guidance from the government-backed Money and Pensions Service — including how to choose an investment platform and how to find a regulated financial adviser.
Visit MoneyHelper →
Financial Ombudsman
If something goes wrong with a UK broker or adviser and you can't resolve it with them directly, the Financial Ombudsman Service handles complaints against FCA-regulated firms for free and can require firms to put things right.
Visit the Financial Ombudsman →