ActHub – EU AI Act compliance toolkit for small businesses (PHP, no framework)

live countdown to August 2, 2026

Be EU AI Act ready

in one afternoon.

On August 2, 2026, every business with a chatbot, an AI feature, or AI-generated content on its website becomes legally required to disclose, label, and document it across the European Union. ActHub turns the law into a checklist, the checklist into a 1-click public page, and the page into a court-ready PDF.

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EU-hosted GDPR-friendly No AI required to use Audit-ready PDF in one click

deadline Article 50 transparency

27

days

0

hours

0

mins

0

secs

On August 2, 2026 Article 50 of the EU AI Act becomes enforceable. Chatbots, AI content, deepfakes, and emotion recognition systems must disclose themselves.

Fines up to 15 million euros or 3 percent of global turnover. Source: Article 99.

27

days to deadline

€15M

max fine, Article 99

3%

global turnover at risk

27

EU member states in scope

plain english

What the EU AI Act actually says to small businesses

The European Union passed the world's first comprehensive law on artificial intelligence. It splits AI uses into four risk tiers: prohibited, high risk, limited risk, and minimal risk. Most small businesses sit in the limited risk tier, which means one practical thing: you must be transparent about your use of AI.

Article 50 lists the four cases where you must show a clear, timely, accessible disclosure:

Your site or app has a chatbot or voice agent.

You publish AI-generated text, images, audio, or video.

You use deepfakes.

You use emotion recognition or biometric categorisation.

The deadline is August 2, 2026. The fine is up to 15 million euros or 3 percent of global annual turnover, whichever is greater.

The law applies to you even if you are not based in the EU, as long as your AI system reaches people inside the EU. The same way GDPR works.

Sources: Article 50, Article 99 on penalties, European Commission policy page.

the four tiers

Where does your AI sit?

The Act sorts every AI use into one of four tiers. Most small businesses are in limited risk, which is the lightest set of obligations.

Prohibited

This use is prohibited under Article 5 of the EU AI Act.

You cannot deploy this system in the EU. Find another way to achieve the goal, or stop using the system.

Deadline: Already in force (since February 2, 2025).

High risk

High risk. You face the full obligations of Articles 6 to 27.

You need a risk management system, data governance, technical documentation, human oversight, accuracy and security checks, plus an EU declaration of conformity.

Deadline: Compliance required by August 2, 2026 (extension to December 2, 2027 under the Digital Omnibus is still being discussed).

Limited risk (transparency)

Limited risk. Transparency obligations apply under Article 50.

You must clearly disclose that users are interacting with AI or that content was AI-generated. Disclosure must be timely, visible, and accessible.

Deadline: Enforceable from August 2, 2026.

Minimal risk

Minimal risk. No specific obligation under the AI Act.

Good news. Most everyday business AI (spam filters, recommender systems behind the scenes, internal productivity tools) falls here.

Deadline: No deadline, but record the system in your AI Inventory for governance hygiene.

everything you need

10 tools, one workspace

From the first inventory entry to the legal-grade PDF, every step in one place.

AI Inventory

List every AI tool your team uses, who owns it, and what data it touches. Pre-loaded with 35 popular vendors.

Risk Tier Wizard

Six guided questions per system. Outputs Prohibited, High, Limited, or Minimal per Annex III of the AI Act.

Chatbot Disclosure Widget

One line of JS to paste on any site. Floating AI banner appears at first interaction, dismissable, multilingual.

Content Label Generator

Drop-in HTML snippet for AI-generated articles and images. Includes C2PA guidance.

Public Transparency Page

Auto-generates a /ai-transparency page from your inventory. Customers can read what AI you use and how.

Compliance Dossier PDF

One click. Full inventory plus risk tiers plus checklist status plus disclosures. Signed and dated for your lawyer.

Article 50 Checklist

25 practical items grouped by inventory, classification, transparency, governance, evidence, and people.

Templates Library

15 ready templates in 5 EU languages: chatbot disclosures, voice scripts, employee AI policy, vendor questionnaires.

BYOK AI Drafter

Use your own OpenAI or 1min.ai key to draft custom disclosure copy. Zero AI cost to us, zero markup to you.

in one afternoon

Three steps to compliance

1

List every AI tool in your business

Click your existing tools from a library of 35 popular vendors. Add the custom ones in 30 seconds each. ActHub assigns the risk tier automatically based on how each tool is used.

2

Paste one line of code on your site

Copy the disclosure widget snippet into the footer of your site or your chatbot platform. The floating AI badge appears within seconds, in the language of the visitor.

3

Publish your transparency page and download the dossier

Hit publish. A public page appears under your custom slug. Hit export. A signed PDF with every system, risk tier, and disclosure is saved to your computer for the legal file.

honest comparison

Why not the enterprise tools?

The big names are excellent. They are also priced for a different planet.

CapabilityActHub ProSAS AI NavigatorCollibra AI GovSpreadsheet DIY

Target customerSMB, indie SaaS, agencyFortune 500Fortune 500Anyone

Setup timeAn afternoon3 to 6 months3 to 6 monthsDays, ongoing

Indicative price€79 per monthCustom (multi 5 figure)Custom (multi 5 figure)Free, your time

AI inventoryYes, pre-loaded vendorsYesYesManual

Chatbot disclosure widgetYes, 1 line embedNoNoYou build it

Public transparency pageYes, auto-generatedNoNoYou write it

Audit dossier PDF1-click exportYesYesManual

BYOK AI draftingYesNoNon/a

EU hosted by defaultYesOptionalOptionaln/a

built for

If you ship any of these, you need ActHub

SaaS founders

Your product has an AI feature, an in-app chatbot, or an AI-summarised dashboard.

E-commerce shops

Your store has a Shopify or WooCommerce chatbot or AI-generated product descriptions.

Marketing agencies

You publish AI-drafted blog posts and social content for clients, and they ask who is liable.

Local businesses

Salons, restaurants, dental clinics with a Messenger or WhatsApp AI auto-reply.

Coaches and creators

AI voice clones, AI-translated subtitles, AI-generated thumbnails on your YouTube channel.

Customer support teams

Intercom Fin, Zendesk AI, or a custom GPT replying to inbound tickets.

Recruiters

AI CV screening, AI interview note takers, AI candidate scoring.

HR teams

AI summarising employee reviews, AI translation in onboarding flows.

questions answered

Frequently asked

The EU AI Act is the first comprehensive law worldwide that regulates artificial intelligence. It applies to any organisation that places an AI system on the EU market or whose AI system affects people in the EU. That includes most US, UK, and global SaaS, e-commerce, and service businesses. From August 2, 2026, Article 50 transparency rules become enforceable. Penalties reach 15 million euros or 3 percent of global annual turnover.

Yes. A chatbot is an AI system that interacts directly with people. Article 50 requires you to inform users that they are interacting with AI in a clear, timely, and accessible way. A line in your terms of service is not enough.

Yes, AI-generated content that is published to the public must be labelled. The label must be visible to humans and ideally also machine readable, for example through C2PA metadata for images.

Yes if your AI system is used in the EU. The Act has extraterritorial reach similar to GDPR. If EU residents interact with your chatbot or read your AI-generated content, you are in scope.

Tools like SAS AI Navigator or Collibra are excellent for Fortune 500 governance teams. ActHub is designed for the indie SaaS founder, the agency owner, and the 5 person bakery using a chatbot. Setup takes minutes, not months. Pricing is a fraction of enterprise tooling.

No. ActHub helps you prepare the inventory, the disclosures, the dossier, and the public transparency page. For grey areas, contractual risk allocation, and high risk systems you should still consult a qualified lawyer.

Transparency obligations under Article 50 become enforceable. National authorities can investigate and issue fines. The general purpose AI rules already apply from August 2, 2025. High risk systems compliance is required by August 2, 2026 (with a possible extension to December 2027 for certain Annex III systems under the Digital Omnibus proposal).

Yes. ActHub runs on European infrastructure by default. Your data never leaves the EU unless you explicitly enable a cross-region backup.

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