待翻译：CIFQA: A Deterministic Tool-Grounded Multi-Agent LLM Framework for Financial Query Answering
AI 服务暂时不可用，以下为来源摘要，待恢复后补全翻译：arXiv:2608.26114v1 Announce Type: new Abstract: Calculation-intensive financial question answering requires exact reasoning over structured rates, temporal conditions, numerical formulas, and rule-based constraints. Although Large Language Models (LLMs) perform strongly on natural language tasks, they often produce numerically incorrect yet plausible answers when solving multi-step financial calculations. To address this limitation, we introduce CIFQA (Calculation-Intensive Financial Query Answering), a deterministic tool-grounded multi-agent LLM framework for financial question answering. CIFQA separates language understanding from numerical execution by assigning specialized agents to query interpretation, routing, parameter extraction, computation planning, and response generation, while deterministic Python-based tools perform financial calculations and rule application. We instantiate CIFQA for fixed deposit query answering and evaluate it on a curated benchmark of fixed deposit queries. CIFQA achieves 95.54% accuracy on calculation-intensive queries and 90.87% overall accuracy, substantially outperforming direct LLM baselines even when provided with complete formulas, rate cards, and benchmark instructions. Ablation studies show that deterministic components such as exact rate lookup, tenure computation, rolling-year adjustment, and premature-withdrawal logic are critical contributors to performance. Notably, a 17B open-source backbone operating within CIFQA outperforms substantially larger frontier models evaluated with the same financial information, demonstrating that architectural design is a more important determinant of numerical reliability than model scale. While evaluated on fixed deposit queries, CIFQA provides a generalizable framework for calculation-intensive financial reasoning tasks.
AI 服务暂时不可用，以下为来源正文，待恢复后补全翻译。
--> [Submitted on 5 Jun 2026] Title:CIFQA: A Deterministic Tool-Grounded Multi-Agent LLM Framework for Financial Query Answering View a PDF of the paper titled CIFQA: A Deterministic Tool-Grounded Multi-Agent LLM Framework for Financial Query Answering, by Kunjesh Parekh and 2 other authors View PDF HTML (experimental) Abstract:Calculation-intensive financial question answering requires exact reasoning over structured rates, temporal conditions, numerical formulas, and rule-based constraints. Although Large Language Models (LLMs) perform strongly on natural language tasks, they often produce numerically incorrect yet plausible answers when solving multi-step financial calculations. To address this limitation, we introduce CIFQA (Calculation-Intensive Financial Query Answering), a deterministic tool-grounded multi-agent LLM framework for financial question answering. CIFQA separates language understanding from numerical execution by assigning specialized agents to query interpretation, routing, parameter extraction, computation planning, and response generation, while deterministic Python-based tools perform financial calculations and rule application. We instantiate CIFQA for fixed deposit query answering and evaluate it on a curated benchmark of fixed deposit queries. CIFQA achieves 95.54% accuracy on calculation-intensive queries and 90.87% overall accuracy, substantially outperforming direct LLM baselines even when provided with complete formulas, rate cards, and benchmark instructions. Ablation studies show that deterministic components such as exact rate lookup, tenure computation, rolling-year adjustment, and premature-withdrawal logic are critical contributors to performance. Notably, a 17B open-source backbone operating within CIFQA outperforms substantially larger frontier models evaluated with the same financial information, demonstrating that architectural design is a more important determinant of numerical reliability than model scale. While evaluated on fixed deposit queries, CIFQA provides a generalizable framework for calculation-intensive financial reasoning tasks. Comments: 16 pages, 5 figures, submitted for academic dissemination Subjects: Artificial Intelligence (cs.AI); Computation and Language (cs.CL); Computational Finance (q-fin.CP) Cite as: arXiv:2608.26114 [cs.AI] (or arXiv:2608.26114v1 [cs.AI] for this version) https://doi.org/10.48550/arXiv.2608.26114 arXiv-issued DOI via DataCite Submission history From: Kunjesh Parekh [view email] [v1] Fri, 5 Jun 2026 07:25:03 UTC (4,574 KB) Full-text links: Access Paper: View a PDF of the paper titled CIFQA: A Deterministic Tool-Grounded Multi-Agent LLM Framework for Financial Query Answering, by Kunjesh Parekh and 2 other authors View PDF HTML (experimental) TeX Source view license Current browse context: cs.AI new | recent | 2026-08 Change to browse by: cs cs.CL q-fin q-fin.CP References & Citations NASA ADS Google Scholar Semantic Scholar Loading... Data provided by: Bibliographic Tools Bibliographic and Citation Tools Bibliographic Explorer Toggle Bibliographic Explorer (What is the Explorer?) Connected Papers Toggle Connected Papers (What is Connected Papers?) Litmaps Toggle Litmaps (What is Litmaps?) scite.ai Toggle scite Smart Citations (What are Smart Citations?) Code, Data, Media Code, Data and Media Associated with this Article alphaXiv Toggle alphaXiv (What is alphaXiv?) Links to Code Toggle CatalyzeX Code Finder for Papers (What is CatalyzeX?) DagsHub Toggle DagsHub (What is DagsHub?) GotitPub Toggle Gotit.pub (What is GotitPub?) Huggingface Toggle Hugging Face (What is Huggingface?) ScienceCast Toggle ScienceCast (What is ScienceCast?) Demos Demos Replicate Toggle Replicate (What is Replicate?) Spaces Toggle Hugging Face Spaces (What is Spaces?) Spaces Toggle TXYZ.AI (What is TXYZ.AI?) Related Papers Recommenders and Search Tools Link to Influence Flower Influence Flower (What are Influence Flowers?) Core recommender toggle CORE Recommender (What is CORE?) Author Venue Institution Topic About arXivLabs arXivLabs: experimental projects with community collaborators arXivLabs is a framework that allows collaborators to develop and share new arXiv features directly on our website. Both individuals and organizations that work with arXivLabs have embraced and accepted our values of openness, community, excellence, and user data privacy. arXiv is committed to these values and only works with partners that adhere to them. Have an idea for a project that will add value for arXiv's community? Learn more about arXivLabs. Which authors of this paper are endorsers? | Disable MathJax (What is MathJax?)